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UPI and Payment Apps Worth Knowing

UPI has become the default way to pay in India, from tea stalls to electricity bills, and the apps that sit on top of it look very similar. This collection brings together the UPI apps we have written about so that you can compare them in one place: Google Pay, PhonePe and the NPCI-run BHIM app.

All of them use the same UPI network, so a payment from one app reaches a user of another without trouble. The real difference is layout, extra features such as recharges and bill payments, and how comfortable you feel using them. For that reason we spend more time on safe habits than on features: check the payee name, never enter your PIN to receive money, and report fraud quickly to your bank and to the cyber crime helpline 1930. Start with ou

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